Florida Citizens Bank
offers a number of business accounts to take care of your banking
needs:
Tired of dealing with the BIG
Banks?
Business
checking accounts may be established for sole proprietorships, partnerships, and
corporations. Civic clubs and
organizations are also invited to open a commercial account.
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Minimum opening deposit is $200.
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Monthly service charge of $12.
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$0.15 for each check or draft paid against the
account.
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$0.13 for each item deposited, if not drawn on
Florida Citizens Bank.
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$0.10 for each roll of coin.
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Currency Deposited or Received Per Month
- $0 to $25,000 Free
- $25,001 to $100,000 $.08 per hundred
- $100,001 to $500,000 $.073 per hundred
- $500,001 to $1,000,000 $.065 per hundred
- $1,000,0001 to $2,500,000 $.055 per hundred
- $2,500,001 and up $.045 per hundred
Service charge reduced by Earnings Credit
¨
Earnings credit calculated on average collected
balance less reserve requirement (based on prior month's 30-day Treasury Bill
rate.)
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Minimum opening deposit is $200.
¨
Monthly service charge of $10.
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100 Checks may be drawn against the account each
month, additional items are $0.20 each
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200 items not drawn on Florida Citizens Bank may be
deposited, additional items are $0.15 each
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Our
NOW account allows you to earn interest on your checking funds.
A NOW account may be used by individuals, sole proprietorships, and non-profit organizations.
The interest rate and annual percentage yield may change at our
discretion at any time. Interest
will be compounded and credited to the account monthly.
Interest begins to accrue on the date of deposit if received by 7:00 pm
on a business day.
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Minimum opening deposit is $200.
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Monthly service charge of $10, if daily balance falls
below $1,500.
Our
high interest, federally insured account is available to all business
organizations. You receive
unlimited over the counter withdrawals at no charge.
You may make six (6) transfers from your account per month, but only
three (3) may be payments by check to third parties. Excess withdrawals will be charged $3 each. The interest rate and annual percentage yield may change at
our discretion at any time. Interest
will be compounded and credited to the account monthly. Interest begins to accrue on the date of deposit if received
by 7:00 pm on a business day.
¨
Minimum opening deposit is $2,500.
¨
Monthly service charge of $10, if the daily balance falls
below $2,500.
Our
savings account offers you a secure place for your spare funds with convenient
access whenever you need it. Statements
are issued quarterly for these accounts. You
may make six (6) withdrawals per quarter at no charge.
Additional withdrawals are $2 each.
The interest rate and annual percentage yield may change at our
discretion at any time. Interest will be compounded and credited to the account
quarterly. Interest begins to
accrue on the date of deposit if received by 7:00 pm on a business day.
¨
Minimum opening deposit is $200.
¨
Quarterly service charge of $6, if the daily balance
falls below $200.
We
offer a range of Certificates of Deposit. Our
competitive interest rates vary according to the money market.
Jumbo CDs are also available. These
CDs are available as either automatically renewed CDs or single maturity CDs. See our New Accounts representatives for term and rate
information.
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