Florida Citizens Banks' (FCB) mission is to be a highly innovative, community oriented bank, offering personalized banking to residents and small to medium-sized businesses within Alachua, Marion and surrounding counties. Our goal is to utilize technology and other available resources, to offer products in a very efficient manner to help keep your account records accurate, secure and easily accessible through our on-line and telephone banking, or personal contact at one of our seven branches. 
We strive for excellent customer service through our 7 am – 7 pm banking Monday through Saturday, with same day credit on deposits until 7:00 pm, and free on-line banking with free on-line bill pay. 
Our ATM network has 12 ATMs available with no fee to our customers. In addition, we are part of the nationwide MoneyPass network which allows our customers free ATM usage at over 35,000 locations throughout the U.S. 
FCB is well equipped to serve small to medium-sized businesses and individuals with a variety of loan products to meet anyones needs. We also participate in the SBA Lending Program utilizing each available option offered. 
FCB offers our commercial customers Armored Car Services available 7 days a week for pickup of deposits and delivery of coin and currency to provide their business with the necessary day-to-day operating cash. In addition, Visa & MasterCard Merchant Services are available, with local representatives who are ready to better serve your merchant credit card needs. Commercial customers may also take advantage of: Remote Deposit Capture, ACH Origination services (for creating ACH direct deposits for payroll purposes), Wire Transfer services, on-line banking and commercial bill pay. 
Our branch service area covers Marion County, with 3 locations and Alachua County, with 4 locations, and 12 ATMs throughout our service area. 
Our Mortgage division is able to meet your needs through our vast network of national lenders. By using this network we are able to offer the lowest interest rates available for your home mortgage or refinancing needs. 
Florida Citizens Bank is always striving to be a conscientious corporate citizen by emphasizing community involvement from the staff and management to help our area remain a great place to live, work and raise our families. 
FCB’s Officers and Staff invite you to stop by, or call any one of our branches for personalized service of all of your banking needs. 

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