SMALL BUSINESS CHECKING: 
  • Minimum opening deposit is $50.- Monthly service charge of $10.- 100 Checks or debits (including ATM & POS transactions) may be drawn against the account each month, additional items are $0.20 each
  • 200 items not drawn on Florida Citizens Bank may be deposited, additional items are $0.15 each.
  • $0.10 for each roll of coin currency deposited or received per month.
  • $0 to $25,000 Free
  • $25,001 to $100,000 $25
  • $100,001 and up $50
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    COMMERCIAL CHECKING: 
    Business checking accounts may be established for sole proprietorships, partnerships, and corporations. Civic clubs and organizations are also invited to open a commercial account.  
     
  • Minimum opening deposit is $50.
  • Monthly service charge of $14
  • $0.16 for each check or draft paid against the account.
  • $0.14 for each item deposited, if not drawn on Florida Citizens Bank.
  • $0.10 for each roll of coin.
  • Currency Deposited or Received Per Month
  • $0 to $25,000 Free
  • $25,001 to $100,000 $.104 per hundred
  • $100,001 to $500,000 $.094 per hundred
  • $500,001 to $1,000,000 $.084 per hundred
  • $1,000,0001 to $2,500,000 $.074 per hundred
  • $2,500,001 and up $.064 per hundred
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    Service charge reduced by Earnings Credit 
  • Earnings credit calculated on average collected balance less reserve requirement (based on prior month's 30-day Treasury Bill rate.)
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    COMMERCIAL NOW CHECKING: 
    Our NOW account allows you to earn interest on your checking funds. A NOW account may be used by individuals, sole proprietorships, and non-profit organizations. The interest rate and annual percentage yield may change at our discretion at any time.Current interest rate and annual percentage yield are included in the Rate Chart. Interest will be compounded and credited to the account monthly. Interest begins to accrue on the date of deposit if received by 7:00 pm on a business day. 
     
  • Minimum opening deposit is $50. - Monthly service charge of $10, if daily balance falls below $1,500.

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  • FDIC
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